Spencer Creek Homes under $400,000

Spencer Creek Homes under $400,000

Welcome to Spencer Creek, a charming subdivision nestled in the heart of Hillsborough County, Florida. This delightful community offers a perfect blend of suburban tranquility and convenient access to urban amenities, making it an ideal place to call home.

Spencer Creek is characterized by its welcoming atmosphere and beautifully designed homes, with many options available for those seeking affordability without compromising on quality. Here, you can discover a variety of homes priced under $400,000, providing excellent value for first-time buyers, families, and anyone looking to invest in a thriving community.

The homes in Spencer Creek are thoughtfully designed, featuring modern layouts, spacious living areas, and well-appointed kitchens. Many properties boast lush landscaping and inviting outdoor spaces, perfect for entertaining or enjoying Florida’s warm sunshine. With a range of sizes and styles, you’re sure to find the perfect fit for your lifestyle.

Beyond the charming homes, Spencer Creek is conveniently located near a wealth of amenities. Residents enjoy easy access to shopping centers, dining options, and recreational facilities. Families will appreciate the proximity to highly-rated schools and parks, ensuring that there’s always something to do for everyone.

Embrace the Spencer Creek lifestyle, where community spirit thrives, and neighbors become friends. With homes under $400,000, this subdivision represents an incredible opportunity to invest in your future while enjoying the best that Hillsborough County has to offer. Come and experience the warmth and charm of Spencer Creek, where your dream home awaits!

Newest Spencer Creek Homes under $400,000

1423 Golden Glow Drive, Ruskin
$309,000
4 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33570 Zip Code
Virtually Staged. Welcome home to 1423 Golden Glow Drive in Spencer Creek! Built in 2021, this well-maintained 4-bedroom, 2-bath Lennar Hartford offers 1,935 square feet of comfortable, single-story living with thoughtful upgrades already completed by the current owners. Step inside to an open and inviting floor plan designed for everyday living and entertaining. The main living area features a stylish accent wall, while the kitchen flows naturally into the dining and living spaces, creating a welcoming heart of the home. The original bedroom carpeting has been replaced with attractive laminate flooring, providing an updated look and easy maintenance. A second accent wall adds character to the guest bedroom. Additional improvements include an HVAC air purification system, upgraded thermostat, updated shower heads, and upgraded washer and dryer that convey with the home. Step outside and enjoy the expanded concrete rear patio, providing additional space for outdoor dining, grilling, entertaining, or simply relaxing and enjoying the Florida sunshine. The home also features a two-car garage and a manageable 50-by-115-foot homesite. Located in the Spencer Creek community of Ruskin, the home offers convenient access to shopping, dining, recreation, and major roadways connecting Tampa, Bradenton, St. Petersburg, and the surrounding Gulf Coast. Why wait for new construction when you can enjoy a newer home with upgrades already completed? Schedule your private showing of 1423 Golden Glow Drive today!

1423 Golden Glow Drive, Ruskin
7113 Colony Pointe Drive, Riverview
$385,000
3 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33578 Zip Code
Welcome to 7113 Colony Pointe Drive, a beautifully maintained residence situated in the desirable Lake St. Charles community. SELLER HAS A VA ASSUMABLE LOAN AT 3.1% !!! This home combines high-end updates, functional living space, and a private natural setting. Fresh exterior painting, Inside, soaring ceilings, updated lighting, and vinyl plank flooring create a bright, contemporary atmosphere. The versatile floor plan offers 3 spacious bedrooms, 2 full bathrooms, and an expansive bonus room, ideal for a home office, media room, art studio, or guest suite. The kitchen features a natural gas range, and the renovated bathrooms with modern finishes. Essential system upgrades provide added reliability, including a brand-new roof (Jan 2025), air conditioning and water heater under four years old, a whole-house water softener, and an instant hot water system. Outdoors, the oversized screened lanai overlooks a fully fenced backyard that borders a wooded conservation area for exceptional privacy. Lake St. Charles provides community amenities, including a resort-style pool, scenic lake with fishing dock, tennis courts, dog park, playgrounds, nature trails, and scheduled community events. Located with convenient access to I-75, the Selmon Expressway, Downtown Tampa, MacDill Air Force Base, and area beaches. Schedule your private showing today!

7113 Colony Pointe Drive, Riverview
11910 Little Violet Circle, Riverview
$344,000
4 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33578 Zip Code
Move-in ready and beautifully maintained, this 4-bedroom, 2-bath home in the desirable Park Creek community of Riverview is located on a quiet cul-de-sac with just six homes. Positioned near the front of the neighborhood, it offers added privacy with convenient access in and out. The open-concept floor plan is designed for comfortable living and entertaining, with a well-appointed kitchen featuring ample cabinet and counter space and views of the main living areas. Just off the kitchen, the laundry room includes the washer and dryer for added convenience. The spacious primary suite features a large ensuite bathroom and walk-in closet. Three additional bedrooms provide plenty of space for family, guests, a home office, or hobbies. Enjoy the epoxy-floored garage, ideal for parking, storage, or a workshop, along with a brand-new privacy fence enclosing the backyard—perfect for pets, play, entertaining, or creating your own outdoor retreat. A brand-new water softener adds even more value and convenience. The low HOA fee includes high-speed WiFi and cable, adding exceptional value for homeowners. Conveniently located near shopping, dining, parks, schools, Highway 301, and I-75, this home provides easy access for commuting and enjoying everything the surrounding area has to provide. Don't miss this opportunity to make this well-maintained Riverview home your own—schedule your private showing today!

11910 Little Violet Circle, Riverview
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